Sweeten Insurance Solutions
Commercial Carriers

Business insurance from 15 carriers. Shopped, not sold.

Commercial insurance is where carrier appetite matters most — the same contractor can see wildly different pricing from one market to the next. As an independent agency we place your business with the carrier that actually wants to write it, from workers' comp and fleets to surety bonds and hard-to-place risks.

Full-Line Commercial Carriers

8 carriers · 15 total

Berkshire Hathaway GUARD Insurance Companies logo
Small business specialists, Berkshire-backed.

Berkshire Hathaway GUARD Insurance Companies

A+

Berkshire-backed small business specialist — standout workers' comp pricing and a broad contractor appetite.

About GUARD
Berkshire Hathaway Homestate Companies logo
Workers' comp, Berkshire strong.

Berkshire Hathaway Homestate Companies

A++

A++ rated Berkshire company built around workers' comp and commercial auto for payroll-heavy businesses.

About BHHC
CNA Insurance logo
Commercial-only, 125+ years in.

CNA Insurance

Commercial-only carrier with standout professional liability, D&O, and cyber programs for professional practices.

About CNA
Liberty Mutual Commercial Insurance logo
Global scale, local underwriting.

Liberty Mutual Commercial Insurance

World-scale capacity with hands-on risk control — built for larger construction, manufacturing, and property risks.

About Liberty Mutual
The Hanover Insurance Group logo
Specialized programs for growing companies.

The Hanover Insurance Group

Independent-agency-only carrier with specialized packages for growing small and mid-sized companies.

About Hanover
The Hartford logo
200+ years of small business insurance.

The Hartford

A 200-year-old carrier with the market's most approachable small business packages and deep workers' comp expertise.

About The Hartford
Travelers Commercial Insurance logo
A++ rated, one of the broadest portfolios.

Travelers Commercial Insurance

A++

A.M. Best's highest rating and one of the industry's broadest commercial portfolios — strong for larger or contract-driven risks.

About Travelers
Westfield Insurance logo
Since 1848, built for business.

Westfield Insurance

A

A 175-year carrier with deep agribusiness and contractor programs, plus surety under the same roof.

About Westfield
Commercial Auto & Fleet

3 carriers

Specialty & Hard-to-Place

2 carriers

Surety & Bonds

1 carrier

Michigan Regional Carriers

1 carrier

Don't see a specific carrier? We work with many more than we can list — give us a call at 810-356-6404 and we'll tell you who we'd shop for your business.

Let us shop your business coverage.

Tell us what you do. We'll match you to the carrier that wants to write it — not just the first one that will.

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