Burns & Wilcox Excess & surplus lines specialists.
Burns & Wilcox is one of North America’s largest and most respected specialty insurance underwriting and wholesale brokerage organizations. For more than 60 years — and as part of Michigan-headquartered Kaufman Group — Burns & Wilcox has helped independent agents access specialty markets for complex, unique, and hard-to-place risks that standard admitted carriers will not write.
What Burns & Wilcox covers.
Burns & Wilcox offers commercial coverage designed to protect your employees, property, vehicles, and financial future:
- Commercial General Liability
- Excess & Umbrella Liability
- Commercial Property Insurance
- Builders Risk Insurance
- Professional Liability Insurance
- Errors & Omissions Insurance
- Cyber Liability Insurance
- Directors & Officers Liability
- Employment Practices Liability (EPLI)
- Environmental Liability Insurance
- Product Liability Insurance
- Transportation Insurance
- Contractor Insurance
- Special Event Insurance
Who Burns & Wilcox fits best.
Burns & Wilcox is the answer when standard markets have declined you — start-ups with no loss history, contractors with tough claims records, high-hazard operations, manufacturers with product liability exposure, and businesses running special events. If you've been told your business is uninsurable, it usually isn't.
Businesses Burns & Wilcox insures.
Industry-specific underwriting means your coverage is built around the risks your operation actually faces — not a generic commercial template.
- Construction Companies
- General Contractors
- Artisan Contractors
- Manufacturers
- Restaurants & Hospitality
- Retail Operations
- Real Estate Owners & Developers
- Property Managers
- Transportation Companies
- Technology Companies
- Professional Services Firms
- Healthcare Organizations
- Entertainment Businesses
- High-Risk Commercial Operations
- Start-Up Businesses
What makes Burns & Wilcox stand out.
Excess & Surplus Market Access
E&S markets can write risks admitted carriers legally cannot — which is often the difference between coverage and none.
Solutions for Declined Risks
The market we go to when standard carriers have said no. A declination is where Burns & Wilcox starts.
Michigan-Headquartered
Part of Kaufman Group, based in Farmington Hills — a national specialty broker with Michigan roots.
Product & Environmental Liability
Coverage for manufacturing and contracting exposures that most package carriers exclude outright.
Special Event Coverage
Short-term policies for festivals, fundraisers, and one-off events that need certificates fast.
Experienced Specialty Underwriters
Underwriters who evaluate unusual risks on their merits instead of running them through a rating template.
Ready to see what Burns & Wilcox can do for your business?
We'll quote Burns & Wilcox alongside 37+ carriers so you can compare coverage side by side.