Liberty Mutual Commercial Insurance Global scale, local underwriting.
Liberty Mutual Insurance is one of the largest commercial carriers in the world, providing businesses with comprehensive coverage designed to protect their property, employees, vehicles, and financial future. With more than 100 years of experience, Liberty Mutual pairs global capability and innovative risk management with the industry-specific programs that mid-sized and larger commercial operations need.
What Liberty Mutual covers.
Liberty Mutual offers commercial coverage designed to protect your employees, property, vehicles, and financial future:
- Business Owners Policy (BOP)
- Commercial General Liability
- Commercial Property Insurance
- Commercial Auto Insurance
- Workers' Compensation Insurance
- Commercial Umbrella & Excess Liability
- Cyber Liability Insurance
- Professional Liability Insurance
- Employment Practices Liability (EPLI)
- Directors & Officers Liability
- Equipment Breakdown Insurance
- Inland Marine Insurance
- Commercial Crime Insurance
- Environmental Liability Insurance
- Business Income & Extra Expense
- Surety Bonds
Who Liberty Mutual fits best.
Liberty Mutual is a strong choice for larger Michigan construction firms, manufacturers, transportation businesses, healthcare organizations, and property portfolios. Especially valuable for companies with higher limits requirements, environmental exposure, or operations that cross state or national lines.
Businesses Liberty Mutual insures.
Industry-specific underwriting means your coverage is built around the risks your operation actually faces — not a generic commercial template.
- Construction Companies
- General Contractors
- Electrical Contractors
- Plumbing Contractors
- HVAC Contractors
- Roofing Contractors
- Manufacturers
- Distributors & Wholesalers
- Retail Stores
- Restaurants
- Professional Offices
- Real Estate Companies
- Property Owners & Managers
- Healthcare Organizations
- Technology Companies
- Transportation Businesses
- Nonprofit Organizations
- Financial Institutions
What makes Liberty Mutual stand out.
One of the World’s Largest
Scale and capacity to handle commercial risks well beyond what a regional carrier can absorb.
Dedicated Risk Control
Safety engineers and loss prevention specialists who visit sites and identify hazards before they become claims.
Environmental Liability
Pollution and environmental coverage available — important for contractors doing excavation or demolition work.
Global Capabilities
International coverage for businesses with operations, suppliers, or shipments outside the U.S.
Broad Industry Programs
Specialized underwriting across construction, manufacturing, real estate, healthcare, and financial services.
100+ Years of Experience
Founded in 1912 with a long track record of stability through hard and soft markets alike.
Ready to see what Liberty Mutual can do for your business?
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