The Hanover Insurance Group Specialized programs for growing companies.
The Hanover Insurance Group is a leading commercial carrier providing comprehensive business insurance for small and mid-sized companies. With more than 170 years of experience, Hanover has built its reputation on financial strength, industry expertise, and personalized programs delivered exclusively through independent insurance agencies — combining broad coverage with specialized underwriting.
What Hanover covers.
Hanover offers commercial coverage designed to protect your employees, property, vehicles, and financial future:
- Business Owners Policy (BOP)
- Commercial General Liability
- Commercial Property Insurance
- Commercial Auto Insurance
- Workers' Compensation Insurance
- Commercial Umbrella Insurance
- Cyber Liability Insurance
- Professional Liability Insurance
- Employment Practices Liability (EPLI)
- Directors & Officers Liability
- Equipment Breakdown Coverage
- Inland Marine Insurance
- Business Income Coverage
- Crime Insurance
- Surety Bonds
- Specialty Commercial Packages
Who Hanover fits best.
Hanover is a strong fit for Michigan businesses in a growth phase — contractors adding crews, manufacturers expanding lines, professional offices, and technology companies. Especially valuable when you want specialized underwriting and a real relationship with your agent rather than a call center.
Businesses Hanover insures.
Industry-specific underwriting means your coverage is built around the risks your operation actually faces — not a generic commercial template.
- General Contractors
- Artisan Contractors
- Electrical Contractors
- Plumbing Contractors
- HVAC Contractors
- Landscapers
- Manufacturers
- Wholesale Businesses
- Retail Stores
- Restaurants
- Professional Offices
- Real Estate Companies
- Property Owners & Managers
- Healthcare Practices
- Technology Companies
- Nonprofit Organizations
What makes Hanover stand out.
Independent Agency Exclusive
Hanover sells only through independent agencies — the whole model is built around agent-supported service.
170+ Years of Experience
Founded in 1852, with the underwriting discipline and stability that longevity implies.
Specialty Commercial Packages
Industry-tailored packages that combine coverages around a specific trade instead of a generic template.
Technology & Cyber Solutions
Strong cyber liability and technology E&O for companies whose biggest exposure is data, not property.
Mid-Market Appetite
Comfortable writing companies that have grown past small-business programs but are not yet national accounts.
Loss Prevention Resources
Risk management support aimed at reducing claims frequency and severity over the life of the account.
Ready to see what Hanover can do for your business?
We'll quote Hanover alongside 37+ carriers so you can compare coverage side by side.