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American Modern Insurance Specialty risks since 1965.

American Modern Insurance Group is a leading specialty insurance carrier focused on coverage for unique property, recreational, and hard-to-place personal insurance risks. Part of the Munich Re family of companies, American Modern combines flexible underwriting and niche expertise to insure exposures that often fall outside standard carrier appetite.

Comprehensive Insurance Solutions

What American Modern covers.

American Modern offers a wide range of coverage designed to protect what matters most:

  • Manufactured / Mobile Home Insurance
  • Vacant Home Insurance
  • Landlord Insurance
  • Seasonal / Secondary Home Insurance
  • Collector Car Insurance
  • Motorcycle Insurance
  • Boat Insurance
  • RV Insurance
Ideal Coverage

Who American Modern fits best.

American Modern is a top choice for mobile home owners, owners of vacant or seasonal homes, landlords, collector car enthusiasts, and owners of recreational vehicles. Especially valuable for clients with unique assets or hard-to-place risks needing specialized underwriting.

Why Choose American Modern

What makes American Modern stand out.

Specialty Risk Expertise

Focused on unique and hard-to-place insurance needs across property and recreational lines.

Flexible Underwriting

Broad appetite for specialty property and recreational risks.

Backed by Munich Re

Part of one of the largest reinsurance groups in the world — exceptional financial strength.

Competitive Specialty Pricing

Strong value in targeted niche markets.

Decades of Experience

Specialty insurance leader since 1965.

Independent Agent Distribution

Personalized service delivered through local agencies.

Ready to see what American Modern can do for you?

We'll quote American Modern alongside 37+ carriers so you can compare coverage side by side.

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